How to withdraw Binjiang provident fund
The provident fund is one of the important benefits for employees. Many employees in the Binjiang area are concerned about how to withdraw the provident fund to meet house purchase, rental or other needs. This article will introduce in detail the conditions, procedures and required materials for Binjiang Provident Fund withdrawal to help you successfully complete the withdrawal.
1. Conditions for withdrawing Binjiang Provident Fund
According to the regulations of the Hangzhou Provident Fund Management Center, Binjiang employees who meet one of the following conditions can apply for provident fund withdrawal:
| Extraction type | Applicable conditions |
|---|---|
| House Purchase Withdrawal | Purchase a self-occupied house (need to provide purchase contract, invoice and other proof) |
| Rent extraction | There is no self-owned house in Binjiang and rental housing (a rental contract is required) |
| Retirement Withdrawal | Employees reach statutory retirement age |
| Withdrawal on resignation | Termination of labor relationship with the employer and no re-employment |
| Extraction of serious diseases | An employee or his or her immediate family member suffers from a serious illness |
2. The process of withdrawing Binjiang Provident Fund
The process of withdrawing provident fund is divided into two methods: online and offline:
| Extraction method | Operation steps |
|---|---|
| Online extraction | 1. Log in to the “Zheli Office” APP or Hangzhou Provident Fund official website 2. Select the “provident fund withdrawal” business 3. Fill in the information and upload materials 4. Submit the application and wait for review |
| Offline extraction | 1. Bring the materials to Binjiang Provident Fund Management Center 2. Fill in the "Housing Provident Fund Withdrawal Application Form" 3. Submit materials and wait for review 4. After passing the review, the funds will be transferred to the designated account. |
3. Materials required for Binjiang Provident Fund withdrawal
Different extraction types require different materials. The following is a list of materials for common extraction types:
| Extraction type | Materials required |
|---|---|
| House Purchase Withdrawal | 1. ID card 2. House purchase contract or real estate certificate 3. House purchase invoice or deed tax certificate |
| Rent extraction | 1. ID card 2. Rental contract 3. Proof of no housing (can apply through Zhejiang Li Office) |
| Retirement Withdrawal | 1. ID card 2. Retirement certificate or pension payment certificate |
| Withdrawal on resignation | 1. ID card 2. Certificate of resignation 3. Proof of suspension of social security payment |
4. Precautions
1.Withdrawal limit: The withdrawal amount for purchasing a house shall not exceed the total house payment, and the withdrawal amount for renting a house shall not exceed 1,500 yuan per month (the specific amount shall be subject to the policy).
2.review time: Online applications are usually reviewed within 3 working days, while offline applications require on-site submission of materials.
3.Account requirements: To withdraw funds, you need to transfer them to the bank card in your name.
4.Policy changes: The provident fund policy may be adjusted. It is recommended to consult the Binjiang Provident Fund Management Center (Tel: 0571-12329) before withdrawing.
5. Recent hot provident fund-related issues
According to the hot spots across the network in the past 10 days, the following are provident fund issues that employees are concerned about:
| Popular questions | Answer |
|---|---|
| Can I withdraw Binjiang provident fund when buying a house in another place? | Yes, you need to provide the property certificate and invoice of the place of purchase. |
| Can provident fund loans and withdrawals be processed at the same time? | No, you need to give priority to repaying the loan before applying for withdrawal. |
| How do people with flexible employment withdraw provident funds? | You need to pay provident fund in your own name for 6 months before you can apply. |
Provident fund withdrawal involves personal rights and interests. It is recommended that employees understand the policy in advance and prepare relevant materials. If you have any questions, you can call the provident fund service hotline or go to the Binjiang Provident Fund Management Center for consultation.
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